Payday loans and cash advances may be the two most popular options for short-term lending available to consumers. These are used by people who need to get cash in a pinch, as well as people who want to borrow money but have less than ideal credit. As short-term unsecured loans, payday loans and cash advances…
The popularity of payday loans in Canada has become problematic as about 7 to 10 percent of the population has to use payday loans to cover all their expenses on a daily basis. In addition, about 1 in 10 Canadians who go bankrupt do not only have payday loans, they usually have more than one full salary!…
Peer to peer – ” lending mode where one person lends money to another without the intermediation of a bank or institution and investors can use their money to profit by borrowing with low interest and stable profitability.” Peer to peer loans, also called inter-personal loans or P2P loans, are one of the highlights of…
Housing Savings operations are regulated by the State. Upon subscription, the terms of the savings phase and the loan phase are determined contractually. The calculation of the loan entitlement for an ELP or CEL is done by combining the chosen repayment period and the interest earned . Explanations with our credit experts. An identical calculation…
Loans for civil servants and civil servants are a term that crops up again and again in connection with loans. At the same time there is no ” credit ” for civil servants or civil servants. It is rather a name for loans, which are awarded for this professional group at lower interest rates. Civil…
It is not uncommon for a couple of borrowers who meet all the conditions to qualify for the employer loan to get help on their own. The right to the Action-Logement loan (called since 2010) is indeed attached to the employee and not to a real estate project. However, restrictions may be imposed by the…
Payday loans are already available from 1000 € loan volume. Mostly, the application for such “small” loans is possible quickly and easily. A loan below 3000 euros is often synonymous private creditneutral in the form of a loan without private credit realizable. Because many consumers do not always need high loans or loan amounts.…
The payment of a deposit is subject to strict regulations. If you have signed a promise or a notarial sale agreement , the latter is entitled to ask you to pay a first sum (usually between 5 and 10% of the purchase price). On the other hand, if the pre-contract has been signed under…